In a world that is characterised by uncertainties and rising cost of living, it is imperative to seek security and peace of mind, which is why, Insurance occupies a place of importance.
Over the years, a number of insurance companies, brokers and service providers have grown to offer a variety of products and services to suit almost every purse and every need.
NZ Insurance Services Limited, located at 41 Great South Road, Papatoetoe, is among the companies that pride themselves of offering quality products, advising people the best options available to them.
The Company specialises in insurance packages that cover Life, Medical, Mortgage, Disability, Keyman, Trauma, Automobile, House and Contents, Business and Public Liability.
In addition, there are plans that envisage Savings and Retirement.
An Anomaly
The Company’s Financial Services Advisor Ashok Kumar said not everyone understood the importance of insurance and made use of the extensive services and packages available.
“It is a strange anomaly that people insure their houses and merchandise, but fail to insure their lives. Life Insurance is surely the most important of all covers. There are many plans from which people can choose,” he said.
He said NZ Insurance Services Limited aimed to deliver the best suitable products, professional services at competitive rates that will exceed the expectations of clients.
He said the Company is an independent service provider, with professionals who have in-depth working knowledge of the insurance market.
They provide professional advice on identifying risks and exposures and recommend cost effective solutions, he said.
Mr Kumar said as an independent Broker, the Company’s professionals will recommend the best products from insurers to meet individual needs.
Affordable Plans
“We provide customers with suitable and affordable savings and protection plan available. We constantly review such plans so that their best interests are served at all times,” he said.
According to Mr Kumar, people are often confused as to the best insurance package suitable to their needs and affordability.
“We take the hassle out of arranging cover by searching for the best policy from our panel of leading insurers at the best possible price.
“Our aim is to provide insurance of real value. We are sure that our packages will exceed customers’ expectations and contribute to their long-term financial well- being,” he said.
Medical Insurance
Mr Kumar quoted Medical Insurance as an example.
“Medical Cover provides for reimbursement of significant medical expenses, in particular, admission to private hospital for care and surgery in the event of a non acute medical condition such as cancer and heart disease so that people can get treatment when they need, without having to endure public hospital waiting list. The New Zealand public health system provides outstanding care for acute conditions, which can hit all of us without warning.
“Unfortunately the public health system does not have sufficient funding to ensure people with non-acute conditions be treated swiftly enough to prevent the condition from causing them unnecessary long-term discomfort,” he said.